Insurance Services

There are various types of insurance policies available, with life, health, homeowners, and auto insurance being among the most prevalent. The purchase of insurance facilitates the transfer of risk; in the event of a covered incident, the policy provides financial protection. Insurance is a contractual agreement whereby the insurer indemnifies the insured against losses resulting from specified contingencies or perils. This mechanism offers individuals and organizations a safeguard against financial loss and serves as a critical component of risk management strategies, primarily aimed at mitigating the impact of unforeseen and uncertain events. When a covered event transpires, both the risk and related financial responsibilities are assumed by the insurance provider, supported by the policyholder’s regular payment of premiums.

Our expertise encompasses all forms of insurance, including Life, Health, Professional Liability, General Liability, Casualty, Workers' Compensation, Commercial Property, Auto, Homeowners, Apartment Building, Property & Casualty, Business, Investment Property, Multi-Family, Office Building, Hotel and Motel, Retail Center, Warehouse, Strip Malls, Property Management, Owner-Occupied, Real Estate, and Free-Standing Building insurance, among others.

Types of Life Insurance We Offer

  • Term Life Insurance: Offers coverage for a designated period, like 10, 20, or 30 years, and is a cost-effective choice for short-term requirements.
  • Whole Life Insurance: Provides permanent coverage and includes a savings element that accumulates cash value over time.
  • Universal Life Insurance: Merges the advantages of term and whole life policies, featuring adjustable premiums and death benefits.
  • Variable Life Insurance: Features investment choices that can increase the policy's cash value depending on market conditions.​​​​​​​                                          ​​​​​​​​​​​​​​

What is Health Insurance?

Health insurance helps cover the cost of medical expenses, ensuring you have access to necessary healthcare services without the burden of unmanageable expenses. It covers a range of services, from routine check-ups to emergency treatments.

Types of Health Insurance We Offer

  • Individual and Family Plans: Tailored to meet the healthcare needs of you and your family.
  • Employer-Sponsored Plans: Group coverage options for businesses of all sizes.
  • Medicare and Medicaid Plans: Government-sponsored plans for eligible individuals.
  • Short-Term Health Insurance: Temporary coverage for gaps between other insurance plans.
  • Supplemental Insurance: Additional coverage for specific needs, such as dental, vision, or critical illness.
​​​​​​​Why Choose Us?
  • Comprehensive Coverage: We offer a wide range of life and health insurance products to meet your unique needs.
  • Affordable Premiums: Our competitive rates ensure you get the best value for your money.
  • Expert Support: Our team of experienced professionals is here to guide you through every step of the insurance process.
  • Quick Claims: We prioritize fast and hassle-free claims processing to get you the support you need as soon as possible.

Get Started Today!

Secure your future and protect your health with Life and Health Insurance. Contact us today to at info@drakecalvert.com learn more about our products and get a personalized quote. Your peace of mind is our priority.